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	<title>Dean Barlow &#187; Money and finances</title>
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	<link>http://deanbarlow.com</link>
	<description>Dean Barlow is my name and this is my blog</description>
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		<title>A new bargain website</title>
		<link>http://deanbarlow.com/2012/01/a-new-bargain-website/</link>
		<comments>http://deanbarlow.com/2012/01/a-new-bargain-website/#comments</comments>
		<pubDate>Sat, 21 Jan 2012 19:58:44 +0000</pubDate>
		<dc:creator>Dean</dc:creator>
				<category><![CDATA[Computers and/or Internet]]></category>
		<category><![CDATA[General life]]></category>
		<category><![CDATA[Money and finances]]></category>
		<category><![CDATA[Relationships]]></category>
		<category><![CDATA[Shopping]]></category>
		<category><![CDATA[Christmas]]></category>
		<category><![CDATA[gifts]]></category>
		<category><![CDATA[Internet]]></category>
		<category><![CDATA[life]]></category>
		<category><![CDATA[money]]></category>
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		<guid isPermaLink="false">http://deanbarlow.com/?p=1749</guid>
		<description><![CDATA[Have you been reading all of the rave nomorerack reviews on the Internet lately? This is a bargain shopping website that has got to be seen to be believed. My wife was telling me that she found and purchased several nomorerack bargains a couple of days ago and she was as pleased as a pig [...]]]></description>
			<content:encoded><![CDATA[<p>Have you been reading all of the rave <a href=" http://www.theeverydayblogger.com/what-you-see-is-what-you-get/">nomorerack reviews</a> on the Internet lately? This is a bargain shopping website that has got to be seen to be believed. My wife was telling me that she found and purchased several  <a href="http://www.truegirlonline.com/every-day-is-black-friday/">nomorerack bargains</a> a couple of days ago and she was as pleased as a pig in a mud bath.</p>
<p>To be honest I had not heard of the website until my wife told me about it, and she found out about it from our son, who bought a few things from it to use for Christmas gifts. Isn&#8217;t it amazing how parents learn a lot of things from their own kids? I don&#8217;t know how our son heard about it, I guess from one of his friends or co-workers. Regardless, in the spirit of making every penny count, this is a great website to check out when you are thinking about having to buy presents for people; they have great merchandise at cut-rate prices.</p>
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		<title>Thanksgiving Weekend</title>
		<link>http://deanbarlow.com/2011/12/thanksgiving-weekend/</link>
		<comments>http://deanbarlow.com/2011/12/thanksgiving-weekend/#comments</comments>
		<pubDate>Fri, 30 Dec 2011 03:07:23 +0000</pubDate>
		<dc:creator>Dean</dc:creator>
				<category><![CDATA[Business and work]]></category>
		<category><![CDATA[Computers and/or Internet]]></category>
		<category><![CDATA[Money and finances]]></category>
		<category><![CDATA[Shopping]]></category>

		<guid isPermaLink="false">http://deanbarlow.com/?p=1723</guid>
		<description><![CDATA[This guest post from Werner Rogers The Thanksgiving weekend is one of the biggest of our whole year and this year was no different. They started this thing called Small Business Saturday and that really drove a lot of people out to the store which I was really appreciative of that. Thank goodness a few [...]]]></description>
			<content:encoded><![CDATA[<p>This guest post from Werner Rogers</p>
<p>The Thanksgiving weekend is one of the biggest of our whole year and this year was no different. They started this thing called Small Business Saturday and that really drove a lot of people out to the store which I was really appreciative of that. Thank goodness a few weeks ago I went to <a href="http://www.bank-card-processing.com/credit-card-processing-equipment.html">www.bank-card-processing.com</a> and had cleaned up the back room to make way for all the extra  shipments we got in but you know, I guess that’s all part of the crazy  days around the holidays. Business is still booming right before Christmas and I’m thankful for that and all the time I’ve had to  prepare. My store is doing well despite the economy and I think that’s  something to be proud of so you know, I’m going to keep on keeping on, as my dad would say. I think at this point I know what makes a  successful entrepreneur and that’s all that really matters for me. Life  is good as it stands and it’s only looking to get better at this point!</p>
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		<title>So many scams out there</title>
		<link>http://deanbarlow.com/2011/11/so-many-scams-out-there/</link>
		<comments>http://deanbarlow.com/2011/11/so-many-scams-out-there/#comments</comments>
		<pubDate>Wed, 30 Nov 2011 22:47:00 +0000</pubDate>
		<dc:creator>Dean</dc:creator>
				<category><![CDATA[Business and work]]></category>
		<category><![CDATA[General life]]></category>
		<category><![CDATA[Money and finances]]></category>
		<category><![CDATA[Rants]]></category>

		<guid isPermaLink="false">http://deanbarlow.com/?p=134</guid>
		<description><![CDATA[I have been astonished to find out how many scams are &#8220;out there&#8221; nowadays. So many advertisements for &#8220;working at home and making a million dollars&#8221; are tempting the people who are having a difficult life to send in their hard earned dollars to sign up for a &#8220;pie in the sky&#8221; scheme. I feel [...]]]></description>
			<content:encoded><![CDATA[<p>I have been astonished to find out how many scams are &#8220;out there&#8221; nowadays. So many advertisements for &#8220;working at home and making a million dollars&#8221; are tempting the people who are having a difficult life to send in their hard earned dollars to sign up for a &#8220;pie in the sky&#8221; scheme. I feel so badly for the thousands of desperate people who are scammed by these piranhas of society! Even I have been the target of some scams where someone sent me a fraudulent money order and wanted me to cash it at my bank and send them money by Western Union. What is coming of this world?</p>
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		<title>Trip down the toy aisle</title>
		<link>http://deanbarlow.com/2011/11/trip-down-the-toy-aisle/</link>
		<comments>http://deanbarlow.com/2011/11/trip-down-the-toy-aisle/#comments</comments>
		<pubDate>Mon, 07 Nov 2011 04:34:52 +0000</pubDate>
		<dc:creator>Dean</dc:creator>
				<category><![CDATA[Fun]]></category>
		<category><![CDATA[Gadgets and Technology]]></category>
		<category><![CDATA[General life]]></category>
		<category><![CDATA[Money and finances]]></category>
		<category><![CDATA[Relationships]]></category>
		<category><![CDATA[Shopping]]></category>

		<guid isPermaLink="false">http://deanbarlow.com/?p=947</guid>
		<description><![CDATA[My wife always says that the only difference between the men and the boys is the price of their toys. I admit it, I am just a big kid at heart. I have a collection of Classic kids toys like Lincoln Logs a growing collection of remote control toys like the helicopters and automated dogs. [...]]]></description>
			<content:encoded><![CDATA[<p>My wife always says that the only difference between the men and the boys is the price of their toys.  I admit it, I am just a big kid at heart.  I have a collection of Classic kids toys like Lincoln Logs a growing collection of remote control toys like the helicopters and automated dogs.  I keep telling my wife that they are an investment, but I don&#8217;t think she&#8217;s fooled even for a minute.  She tells me that if they were an investment then they would have never been removed from their boxes!  Yeah, but they are an investment in my happiness!</p>
<p>Whenever we go shopping together, she complains that I always wander away so she can&#8217;t find me.  And then her twenty minute trip to the store turns into an hour or more!  I keep telling her that all she has to do is come to the toy aisle, and she will find me checking out the latest in electronic toys!  She just needs to build more time into her shopping time budget if I&#8217;m going along!  And never mind how much money I&#8217;m spending on toys; after all, we ARE saving money by car-pooling in to the store!</p>
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		<title>So very convenient</title>
		<link>http://deanbarlow.com/2011/10/so-very-convenient/</link>
		<comments>http://deanbarlow.com/2011/10/so-very-convenient/#comments</comments>
		<pubDate>Fri, 28 Oct 2011 19:33:16 +0000</pubDate>
		<dc:creator>Dean</dc:creator>
				<category><![CDATA[Business and work]]></category>
		<category><![CDATA[Computers and/or Internet]]></category>
		<category><![CDATA[General life]]></category>
		<category><![CDATA[Money and finances]]></category>

		<guid isPermaLink="false">http://deanbarlow.com/?p=1669</guid>
		<description><![CDATA[Every now and then I run into somebody who still spends hours on end writing checks out to pay their bills. Ever since my own bank offered Electronic Payments service (they call it Bill-pay) I signed up and have been delighted ever since! I don&#8217;t have to spend any time writing out the checks, so it [...]]]></description>
			<content:encoded><![CDATA[<p>Every now and then I run into somebody who still spends hours on end writing checks out to pay their bills. Ever since my own bank offered <a href="http://www.mercurypay.com/products.htm">Electronic Payments</a> service (they call it Bill-pay) I signed up and have been delighted ever since! I don&#8217;t have to spend any time writing out the checks, so it saves me time. I don&#8217;t have to buy the blank checks, and I don&#8217;t have to buy stamps, so I save money. The Bill-pay is absolutely free, so it saves me time and money; how can you go wrong?</p>
<p>When I run into those people who say that they still do their bill paying by hand, I ask them why they don&#8217;t use their bank&#8217;s Bill-pay service. Sometimes they say that they don&#8217;t have a computer, or Internet service. Those folks tend to be senior citizens, so I can understand that. But the people that are my age or younger, when they say that they don&#8217;t own a computer, I really have to wonder why. I don&#8217;t get the impression that they are hard up for money. I wonder if they are afraid of computers!</p>
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		<title>Bad girl!</title>
		<link>http://deanbarlow.com/2011/10/bad-girl/</link>
		<comments>http://deanbarlow.com/2011/10/bad-girl/#comments</comments>
		<pubDate>Mon, 10 Oct 2011 22:46:40 +0000</pubDate>
		<dc:creator>Dean</dc:creator>
				<category><![CDATA[Business and work]]></category>
		<category><![CDATA[General life]]></category>
		<category><![CDATA[Money and finances]]></category>
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		<guid isPermaLink="false">http://deanbarlow.com/?p=1391</guid>
		<description><![CDATA[I have to give my niece a little bit of credit for creativity, although I&#8217;m not too happy about it.  What is it I&#8217;m not happy about?  Well, apparently she has been giving out my cell phone number as a &#8220;can be reached&#8221; number on a number of her credit accounts. And you can guess [...]]]></description>
			<content:encoded><![CDATA[<p>I have to give my niece a little bit of credit for creativity, although I&#8217;m not too happy about it.  What is it I&#8217;m not happy about?  Well, apparently she has been giving out my cell phone number as a &#8220;can be reached&#8221; number on a number of her credit accounts. And you can guess what happened next, right? Right, she has fallen behind on paying her bills, and now I&#8217;m getting a lot of debt collection calls for her on my cell phone!</p>
<p>Well, that is, admittedly, one way to <a href="http://www.creditlaw.com/">Stop Debt Collectors</a> from harassing you &#8211; giving out the wrong &#8220;can be reached&#8221; number! When the telephone call is being made by a real live human being, I don&#8217;t mind it too much because I explain that they have reached a wrong number and then they update their records, don&#8217;t bother me again. What I DO mind, however, are the collection calls that are dialed by a machine and when I answer the phone I get a recorded message that the call is for so-and-so and if I&#8217;m not that person, to hang up.</p>
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		<title>I wish we could use them</title>
		<link>http://deanbarlow.com/2011/08/i-wish-we-could-use-them/</link>
		<comments>http://deanbarlow.com/2011/08/i-wish-we-could-use-them/#comments</comments>
		<pubDate>Sun, 21 Aug 2011 15:17:44 +0000</pubDate>
		<dc:creator>Dean</dc:creator>
				<category><![CDATA[Computers and/or Internet]]></category>
		<category><![CDATA[General life]]></category>
		<category><![CDATA[Money and finances]]></category>
		<category><![CDATA[Shopping]]></category>

		<guid isPermaLink="false">http://deanbarlow.com/?p=1241</guid>
		<description><![CDATA[My wife has been putting off buying new eyeglasses for over a year now because they are so expensive. She found a website where they sell discount eyeglasses and she was really excited about trying them out &#8211; so she went to her eye doctor for another check-up (since her last appointment was over a [...]]]></description>
			<content:encoded><![CDATA[<p>My wife has been putting off buying new eyeglasses for over a year now because they are so expensive.  She found a website where they sell <a href="http://www.zennioptical.com/">discount eyeglasses</a> and she was really excited about trying them out &#8211; so she went to her eye doctor for another check-up (since her last appointment was over a year ago) and got a fresh prescription.</p>
<p>She went online to place the order for the glasses that she wanted, but then she was dismayed to find that the company does not do prism prescriptions.  My wife needs a strong prism in her glasses.</p>
<p>I told her that she should send the company an email, asking them to consider starting to offer prism.  Looking around locally for eye glasses, she is really unhappy about how expensive the glasses are.  </p>
<p>I wish that her medical insurance would pay for her to have surgery done on her eyes so that she could have them fixed permanently.  But it doesn&#8217;t, so we just have to bite the bullet and pay out of pocket.</p>
<p>In the meantime, every time we hear that someone needs new glasses, we will be telling everyone about zenni glasses, and tell them that they should check them out &#8211; may as well help them to save some money!</p>
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		<title>Shrinkage</title>
		<link>http://deanbarlow.com/2011/08/shrinkage/</link>
		<comments>http://deanbarlow.com/2011/08/shrinkage/#comments</comments>
		<pubDate>Sat, 13 Aug 2011 17:48:33 +0000</pubDate>
		<dc:creator>Dean</dc:creator>
				<category><![CDATA[Business and work]]></category>
		<category><![CDATA[Food]]></category>
		<category><![CDATA[General life]]></category>
		<category><![CDATA[Money and finances]]></category>
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		<guid isPermaLink="false">http://deanbarlow.com/?p=1235</guid>
		<description><![CDATA[I am outraged at how the consumers are being ripped off once again at the stores.  Companies are raising their prices and providing less product, both at the same time.  This means I often have to buy two of a product when I would normally only buy on.  When I think of how much more [...]]]></description>
			<content:encoded><![CDATA[<p>I am outraged at how the consumers are being ripped off once again at the stores.  Companies are raising their prices and providing less product, both at the same time.  This means I often have to buy two of a product when I would normally only buy on.  When I think of how much more plastic and cardboard is being wasted and put in landfills, just so I can have the products I need, I get really upset.  We are paying more money for a product AND creating more waste at the same time.  This really bothers me a lot!</p>
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		<title>Shrinking dishes</title>
		<link>http://deanbarlow.com/2011/04/shrinking-dishes/</link>
		<comments>http://deanbarlow.com/2011/04/shrinking-dishes/#comments</comments>
		<pubDate>Tue, 26 Apr 2011 02:58:44 +0000</pubDate>
		<dc:creator>Dean</dc:creator>
				<category><![CDATA[Gadgets and Technology]]></category>
		<category><![CDATA[General life]]></category>
		<category><![CDATA[Home and Garden]]></category>
		<category><![CDATA[Money and finances]]></category>
		<category><![CDATA[Shopping]]></category>

		<guid isPermaLink="false">http://deanbarlow.com/?p=1188</guid>
		<description><![CDATA[I can remember the first Satellite TVdish that we got back in the early &#8217;80s. That thing had a ten foot diameter! We had it in the side yard where we only saw it from a couple of windows, so it really wasn&#8217;t too distracting for us. At the time we thought we were the [...]]]></description>
			<content:encoded><![CDATA[<p>I can remember the first Satellite TVdish that we got back in the early &#8217;80s. That thing had a ten foot diameter! We had it in the side yard where we only saw it from a couple of windows, so it really wasn&#8217;t too distracting for us. At the time we thought we were the most technologically savvy couple in the neighborhood!</p>
<p>The reason that we got that back then was because we lived out in the country and the only other options were the old fashioned analog antenna with a rotator on it. We got three channels out there. Cable wasn&#8217;t even considering coming out to our place! So when I got a big bonus from work I spent it all on a dish. If I recall correctly, it cost me several thousand dollars at the time, but it was amazing! We got hundreds of channels!</p>
<p>Now as satellite services have evolved, the average consumer can afford a small dish from Direct TV that is hardly noticeable from any where at all. And as the dishes themselves have shrunk, the channel lineups have grown. I&#8217;ll be interested to watch the further growth of this industry.</p>
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		<title>Wide variety</title>
		<link>http://deanbarlow.com/2011/01/wide-variety/</link>
		<comments>http://deanbarlow.com/2011/01/wide-variety/#comments</comments>
		<pubDate>Thu, 20 Jan 2011 03:08:53 +0000</pubDate>
		<dc:creator>Dean</dc:creator>
				<category><![CDATA[Education and Personal Growth]]></category>
		<category><![CDATA[General life]]></category>
		<category><![CDATA[Money and finances]]></category>

		<guid isPermaLink="false">http://deanbarlow.com/?p=1136</guid>
		<description><![CDATA[One gets the impression nowadays that finding money to go to college is easy to do.  After all, there are plenty of pre med scholarships, engineering, art, dance, criminal justice and technology scholarships to go around, right?  And everywhere one looks there are african american scholarships available in every field of study.  Did you know that [...]]]></description>
			<content:encoded><![CDATA[<p>One gets the impression nowadays that finding money to go to college is easy to do.  After all, there are plenty of pre med scholarships, engineering, art, dance, criminal justice and technology scholarships to go around, right?  And everywhere one looks there are african american scholarships available in every field of study. </p>
<p>Did you know that there are even scholarships for left handed people?  Can you even imagine that one of the requirements of a scholarship would be that the applicant has to be left handed?  Naturally that&#8217;s not the ONLY requirement, but if you aren&#8217;t left handed, then don&#8217;t even bother to apply!  I&#8217;m sure if one looked hard enough, one could even find scholarships available for under-achievers as well!</p>
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